She has been trying to BORROW the funds she needs $550K to pay off the Husband and another $300K of additional funds (Totaling $850K) so that she has the EXTRA borrowed funds to be able to make 2-3 years of payments on the financing (versus raiding her retirement account).

I would focus on finding a local insurance broker versus going to one of the "captive" shops.

It's a little slower the last maybe 1/1.5 years, especially since interest rates climbed significantly, but the volume of posts and replies today versus 9 years ago there's no comparison.

Also added EV outlet for tenants to target those with EVs as willing to pay more in rent due to having their own charger option.Thanks for feedback on EV outlets versus chargers!

Because it is a more complicated process, the exchange fees are higher (around $7K versus $1200) but in the big scheme of things it could be to your benefit.When you speak with the exchange accommodators, ask them for referrals on lenders that can facilitate this, as not all lenders can make this happen.

I understand that the current real estate is under-assessed and that the taxes will increase if we declare a higher property value, but this might be necessary.Can anyone give input on how to accurately determine the business value versus the property value.

Reason I say "NO" to any Heloc if its for a Down payment or over $150K is because Heloc rates will remain higher and the terms are always under 30 years versus a mortgage.

It may not be possible, but if you're going to go the appreciation route (versus cashflow), then you're best off targeting 5+ unit properties where you can force the appreciation by driving NOI.

@Marcos Altamirano Toriz -  in todays corporate IT world,   the game is leveraging "out of the box"  application functionality by "configuration" versus "customization".   

Even when we try to simplify by going through County versus City, there are still nuances that you'll want to make sure you cover before you move on your decision.