They are business CC but I don't use them anymore and would rather use cash/debit cards.

Quote from @Charles Evans: You aren't crazy, but you must be honest about the true cost of ownership.

Our only debts are a 2.875% mortgage with a balance of $124k only paying $897/month on an appraised value of $325k, daily driver car of $370/month, and use a credit card for monthly expenses, but pay the balance off with every pay check.

This section of the guide helps me to better understand how you can use the www.mysmartmove.com in conjunction with other forms of background checking:The Tenant Credit Report: The tenant credit report will contain a wealth of information related to the tenants credit history, including a detailed list of all the tenant’s open or closed credit cards, car payments, monetary judgements, late payments, and more.

It felt like a dream come true—until I moved in and discovered a flooded toilet in my unit that didn't come up in the inspection.

True.  

Everyone complains that there's no affordable housing anywhere, but that's just not true.

True business man!

Good luck Not long ago you would do a true brrrr get all your money out and have a property with strong cashflow (low rates) for “free”. 

Not true in Florida.