. - WRT income, at a minimum it has to cover all of your costs plus some for unforeseeable expenses.  

@Fabio CattolicoFrom my experience, balancing career growth, cost of living, and real estate goals is a smart move.

If you are looking to buy in PA, its possible you can qualify for PHA KFIT program that gives you a 5% closing cost forgivable loan.

in 3 years you can pay off any mortgage 500,000 or less for $1,500 bucks.. or in 5 years a $477,000 mortgage for $100..I am implementing something new for the real estate industry, primarily to mortgage holders & the rent to own industry, as a shorter-term approach to be mortgage free, without cost being an obstacle ..

If you turn any two "bonus rooms" (rec room, office, formal dining room) into two more bedrooms, then you're at $5,950+ per month—a 138% increase in rental income.Now, imagine scaling this across multiple properties while keeping lower upfront costs compared to multifamily properties.

My father is a contractor so we will be able to complete most of the work ourselves while keeping costs low and add equity.

Covering the mortgage isn’t an issue, but I’m considering factors like: Multi-Family: House hacking would help offset costs right away, but I’d likely need to put money into renovations upfront.Single-Family: Easier move-in with no immediate renovations needed, plus potentially lower tenant turnover once I rent it out For those who have been in a similar situation, what did you choose and why?

Which ok, I get it, ACH cost money, BUT, RentRedi does not give the landlord the option to pay that. 

It was built in the 2010s and located in an established neighborhood with convenient access to schools, amenities, and major transportation routes.

CA maybe as high with their EIR requirements that cost 250k to 500k just for the EIR reports.