James, I don’t quite understand why you think subject to is a scam?  

There are also changes being made to I-30 to enable the North and South to intermingle a little easier.

On a list of "Tenants to Rent to" I would list Students as next to last.

If it were me, I would look elsewhere, but if I had to I would do the following:1 - Contact the local municipality (Miami Beach I assume) talk to code enforcement and give them the address and ask if there are rental restrictions in the zoning. 

If anyone can help me with this question please let me know.I can't speak for the laws in Philly regarding you as the homeowner pulling permits, but what I can speak to is what we have done in the markets we've worked in.  

Since "Subject To" is selling the property, but not paying off the loan (buyer takes over payments), does that mean that the lender loses Title Insurance coverage since the Due on Sale is violated?  

Now if you have the cash to pay off the underlying loan at anytime if there is an issue then your risk goes down to is your buyer going to pay and if not are they going to trash it.. same issues you have with any tenant.

The right of first refusal gives you minimal control.To take over the refinance note subject to is doable, but we would need to know the terms of the loan to give proper advice.

i was at a retreat a year or so ago with a girl who started with an 80k nest egg BRRRing single-family homes in dallas, and has scaled to i believe over 80 of them?

Again, if the use of the card is merely toi help advance the purchasing of longer lead items until the bank draws hit, that's a different story.