Most hard money lenders base their terms on the deal’s equity and your experience, so with a solid flip track record like yours, you should be able to find better leverage — especially if the deal has a strong ARV.What's the ARV on the property?

I actually keep a list our bookkeeping firm recommends based on firms/individuals we and our Clients have had good experiences with as well as I've personally had good experiences with.

Only place I felt "safe" in CA was on base.

They generally have out of college/construction unseasoned folks doing the paper permit reviews from what I've seen based on the comments that come back. 

That also plays a major role in what to do. end of day stocks and real estate over time provide the same return on average - so it is really based on the individual, their experience and desire Thank you. 

MarttiHi Martti, I’ve done BRRRRs in both Columbus and Cleveland, but I’m based in Columbus.

You can probably make decent returns in Akron based on gross income and purchase price.

All Texas based. 

Were based on dubious and unproven speculation, assumptions and best case scenarios2.

As I start to look at what sub-contractors I want to use I wanted to see if anyone has a good base template for sub contractors to sign?