If the rates are dropped to 4% and it doesn't stimulate the housing market consumer confidence will plunge more.

A bunch of hype and testosterone but most people wind up hurt or paying for something they don't use.

They now have less money to pay the rent because of job layoffs or cut backs and now cannot stimulate the local businesses as much with their incomes.I tend to find more affluent areas even if they have a layoff with a down turn have built up significant reserves to live on.

I'll be chasing my own dream, actively building my own personal cash flow business, planning for and hopefully retiring at 50, enjoying special tax breaks, stimulating my mind....and the list goes on and on.It's a calculated risk.

After Portland liberalized its ADU regulations, it stimulated a boom in ADU projects.

Of course, checking with local goverment and obtaining necessary permits is always a must.Hopefully that helps stimulate some more creative thought on how you could take a new SFH and still turn it into an awesome hack.

Not all will show up but it stimulates people to sign for the credit check. 

Flippers can stimulate the market in ways that others cant.

I barely graduated High school. 10-20% of our pop is probably still unemployed and stimulous money is not going to last forever.

Just diversify knowing slow but steady growth allows sleep and the more risky provides adrenal stimulation and a reason to be excited.