I have clients who use tools likeniche.com or roofstack to initially gather insights on crime rates and neighborhood quality.

The reason it’s usually not done is the profit isn’t pro-rated, it’s consider $100% first.

If I purchased a home locally I’d have to ask well beyond the market rate on rent just to break even.

For Non-Admitted carriers, the important item to then pay attention to is the AM Best rating (or equivalent rating agency).

Looks like this effort is moot until rates come down and we can refi.

And for reference my sister is dealing with a run down house in Louisiana that has a value of about $95,000 and she shopped multiple policies with multiple insurance companies and the best rate she could get was $2500.

I’m looking to pull equity from a property, but I have a great interest rate that I don’t want to lose.

As a parent, and landlord, and previous renter I will always choose to live or rent in the area with the higher rated schools - maybe they aren’t Blue Ribbon Schools, but a C+ rated Elementary School > F Elementary School.

In 2020/2021, when rates were at all-time lows, this area was super hot, like most other Atlanta markets, and investor demand was high.

It will tell you how much loan you can access and the interest rate.