@Joe SplitrockI agree with you and do kind of wonder why the wild shift for Denver.

.), travel costs (related tobusiness), kids (income shifting by payingthem to work for you, meaning business related), membership, conferences &education, meal expenses for business, retirement strategies (selfdirected investing, tax-free or tax deducted, 401K/IRA)depreciation Pro-active Planning / Get a taxadviser Talk to your tax adviser inadvance Fire OutOrganize expenses, listquestions, changes (buy, sell, etc. properties.)Changing entity type from LLC toS-Corp etc.

The market has shifted in recent years, and many lenders have tightened their criteria due to increased risk and regulatory changes.However, I work with a network of private lenders who unsecured funding in the form of signature loans that borrowers often use for gap funding.

As a result, many have shifted their focus to purchasing attached single-family homes or fully rehabbed multifamily properties.

We originally hoped to rent as a mid term rental in a smaller town with a hospital, but the market quickly became oversaturated for the small demand so we decided to shift to long term rentals on both sides.

I’m starting to trim back my portfolio a bit as I’m getting older and shifting strategies.

Part of growing is recognizing our own failures, not shifting the blame to others, even when its really easy to see their faults.

I'm looking to shift my focus from the long game of rental appreciation to the BRRR method.

While some of this is true, this won't hold true when the market shifts.

As Cardone suggests, the key is to shift from a mindset of saving for emergencies to creating multiple income flows.