Your insurance premium goes up…unpredictable cash flow.

Do people pay premiums to stay in one , if so, for what reason?

Are you all still including this coverage (Wind/Hail/Storm) and paying the premium for it or are you buying policies without Wind coverage?

It's my favorite niche as you have equity the day you finish and you have a premium product that people want to rent.

If you have a lot of doors, any claims you're paying out (again, with your time spent dealing with issues) are generally offset by the premiums you're collecting from doors that don't require any or much attention.The fee structure should be transparent and easy to understand, and it certainly should be on the PMCs radar to avoid "project management" when possible. 

A direct oceanfront 3/2 home of +1500SF in Rockaway Beach Oregon with a target sales price of $1.15M received a full property and flood insurance quotes totaling around $5k in premiums. $400/month.

Another start difference between FHA and Fannie Mae is the “PMI” or “MIP” premium that each will charge.

State Auto assured me that my insurance premium wouldn't be affected because there was a zero-dollar claim.At the end of last year, State Auto was acquired by Safeco, and my insurance premium increased by around 190%.

Have an expert manage the process, pay a small premium, and ensure it does done as quickly and correctly as possible. 

If location is key, coastal property (high up out of the flood zone) especially if there will be less of it...should continue to command a premium. - STR Permissions.