. - just the inconvenienced existence of fixing up one project at a time.

Cleveland is a great market and focusing on the A/B areas is smart for your first one. 

I am very nervous that the foundation is hopeless and I will be back at square one, burning another $100k. 

I've been surprised at properties that have passed conventional financing though...and even FHA....also, one could present 2 offers to seller--one for a cash offer and one for seller financing (at a higher price of course). 

No one knows what the future holds but assuming a 7% return over the next 20 years those accounts will grow in total to $2.4M.

Any one have any insights.

But one of them getting a better paying job is probably your most reliable solution.

With things like the ONE Linden plan in Linden, which is a 50M plan to improve the neighborhood.

This could be a great way to scale faster without tying up a lot of your own capital.As for using a HELOC, I wouldn’t recommend locking one up on an investment property.

The ones who are extremely selective—sticking to just one or two partners over decades—tend to have a more stable trajectory.