On 3 separate occasions, the appraiser gave me their word that I would have the appraisal back by a selected date.

Couldn't you buy an SUV and tow a $600 trailer for the rare occasion that you need to haul stuff around?

I've corrected CPA's on three occasions.

When you think about it, rental property is really a forced savings plan, each month you are paying off principal, actually, your tenant is paying off principle, and they are also paying the debt service, and then there should also even some positive cash flow left over for your family to go out to dinner on occasion.   

Yes, my team makes mistakes on occasion, but do you honestly think the average Landlord is going to be as good as we are at managing an asset and Tenants?

On rare occasions I get a call for a maintenance issue like changing out a water filter.I net about $30,000 with this converted mobile home.

The seller even drives by the property on occasion and tells me how thankful she is that we're taking good care of it - - it means a lot for her personally and for her father's legacy.

We were told NO on every single occasion.

Never tried it but both are top companies and I would not hesitate...custom has a tech line that I have used on multiple occasions for questions.

HELOCs are advantageous for this reason, because if you do a cash out refinance you're paying interest on that money all the time instead of on the occasion when you use it.