Your challenges unfortunately are not that uncommon.   

If you believe your property’s assessed value is too high, you have the right to challenge it.

Maybe an outside the box idea would be to try to force some equity by making some improvements in the house you live in.

Large apartment complexes flooded the market with inventory and are offering crazy incentives and amenities that crush the small landlord which can make finding a tenant challenging and often for less than market rent. 

Also, check out if there’s any new development or improvements happening nearby, as that can boost property values.

Laws, taxes, insurance, adventure, new challenge, grow skills, etc. 

Your aim starting out should be to get the best reviews as possible and use guest feedback to make improvements as you go.

As someone relatively young, obtaining a conventional loan has proven challenging for me.

We also have a huge budget allowance from the city over the next few years to improve public transportation measures within the city.

Challenges?