Make sure the lender you're talking to can lend to first time investors, and if they can, if they have any leverage haircut for doing so. 

Many lenders take your actual verified long term lease and give it a 25% haircut as another way to determine how much monthly income you have verses existing and new debt.

Estimate startup costs, take a haircut off of my ADR projections, and shoot for a 50% occupancy rate.

Sure I took a haircut in the short term, but I recouped enough money to cover the mortgage for the three months she was behind and now we're in the process of flipping it for the next tenants.

If we take a haircut like that again, will you be able to weather the storm?

However, using a PM gives you a roughly 10% haircut.

One more thing - your financial advisor does not make commission with you buying real estate so of course he says that.Just run the numbers - cash out and pay long term gains then invest in a fund that gets 5% or so - you take a huge haircut with paying tax on those gains in so much that you would have to make over outsized gains in the market just to break even and who is to say those funds are going to go up.

These tend to be smaller regional type banks.Regardless of the property type most banks/Asset Managers realize they will get the best price for the asset by exposing it to the entire market and a letting all investors fight for it rather than taking a big haircut and sell it to you because you called them.

I'm off from meeting the DTI ratio by a ways, although I've rented this same house for years and the debt service won't be too much over the rents. and I get a haircut on the rental property income, etc.

Bureau of Labor Statistics.The CPI is a key barometer of inflation, measuring prices of anything from fruits and vegetables to haircuts and concert tickets.