Oakland, Berkeley, San Diego the rules will likely be, or has already been,  changed mid game so the 15 year limit is not reality.  

This is my first property so of course it's harder to keep my head in the game with %100 vacancy. 

A borrower really needs to have at least some "skin in the game" to make lenders feel comfortable.

Congrats on getting in the game.

No app or website or discount brokerage or whatever can replace the value that a good, experienced agent brings to the table for the average consumer home buyer. 

We are late in the game but hopefully we can catch-up leveraging the plethora of knowledge that exists on this platform. 

Some of the moves you made are of the logic gamblers use when they're down at a table. 

Most seller finance notes have interest rates in the 9-10%+ range.Also, 5% down is very little skin in the game for the borrower.

Hey Chris, If your agent is only using RCM, they might not be familiar with platforms like Costar or LoopNet (which honestly should not be the case), or they simply may not have the budget to cover the upfront listing fees, which can get pricey.I’d circle back with them, address the plausible elephant in the room, and try to figure out a game plan to get your property on these other platforms.

@Daniel Cacho I’m 35 years old, have been in the game for over a decade, own 26 doors, run a property management company with 350+ units, and operate a realty brokerage with a small team of agents.