This created lots of fraud and title company underwriters such as First American sent out letters 10 years ago (I had a copy which I have misplaced since) that buyers must have separate and good funds and cannot use other parties' funds. 

The rise and rise of house hacking might keep rolling considering that housing remains unaffordable due to high prices and low inventory resulting in an upward pressure on millennials headed for creative solutions like house hacking.Even though stylish nowadays, not only is house hacking in fashion but also bears enduring benefits like creating a property ladder, passive income generation, and financial freedom attainment.

That said, it sounds like the OP and their team have already been trying for months with many hours on the phone trying to resolve the issue the old fashioned way, and they aren't getting anywhere.

Hi Jeff, have you heard of the American Association of Private Lenders (AAPL)?

At any point any of these bad actors - whom this country likely has no clue who they are or what their intentions are - can do something drastic not limited to attacking our power grid; and most Americans aren't prepared for no electricity.

It is to create an easier path for a consumer that has been screwed over in some fashion.

I did my first 1031 exchange with First American Exchange and they helped me through the process to ensure I was following all of the exchange rules properly.

If anyone has any insight or suggestions on whether to obtain lending from Canadian or American Banks it would be greatly appreciated.Also my wife is an American citizen.

But his financial advice is spot on for most Americans.

That's generally fee's of some form or fashion used in a manner that views as invested capital.