(The example would be to prorate from Apr 9 to Apr 30, and then pro-rate Apr 1 to 8 of the following year when the lease ends.) 

I've been targeting the Vail Racquet Club ever since my stay there during the Vail Alpine Ski Championships in 2014.

Primary home: 2.75 APR VA / 230k balance / Equity roughly 130k Direct cash: 13kThe goal is to start flipping, but if there are other ideas to build my real estate portfolio, SHOOT!

my family runs a mom and pop shop at a ski shop in tahoe.

If its a primary home they can go higher but in a slow market 3% to 4% is common and if they are not coming in at full ask usually the seller offers 1-2% which is fair.The buyer must have an unexperienced Loan officer because you should always know what your customer needs prior to sending them a pre-approval letter or allowing them to go into contract.

Definitely.Trying to go OOS for your first REI deal is a bit like trying to surf a monster 100 foot wave before you've learned to swim, or trying to ski a double black diamond for your very first run. 

What would be the minimum credit card payment with 0% and the APR after the introductory offer if you can't refinance in six months?

Looking at single family or a duplex to start off the adventure, then sky's the limit after that.

I have a few stubborn tenants who insist upon paying in cash and I make them take the money to my bank with a pre-filled out deposit slip with my name and the last three digits of the account number and then they fill in the date and the amount of the deposit.

Purchase price: $1,300,000 Cash invested: $16,000 Sale price: $2,000,000 With just 16k of our money, using creative finance, flipped this house in a ski-in location in about 50 days.