Meaning they could be much more (or much less) adverse to market disruption. 

To me this seems like a risky move for the area, but maybe I'm more risk-adverse than some!

Technically, this is considered an adverse action and requires an adverse action notice to the tenant.

The conversations where I discouraged those investors adversely affected my projected income in a substantial way.

Maybe they have some kind of adverse possession laws to accommodate that. 

And which areas will be most adversely effected if at all.

Dont think for a minute that this pandemic wont adversely affect the economy, long term. https://pamplinmedia.com/scc/103-news/456357-372220-eudaly-calls-for-eviction-moratorium-during-covid-pandemic-

Bank of America announced they will offer deferments on their mortgages for individuals who have been adversely affected by the Covid 19 situation.

.#5 - Just because people advertise or present themselves or I misjudge them as experts on a certain topic, the reality is they might not be an expert at all, and taking their advice may have serious adverse consequences.

Being innovative and spitting in the face of adversity, conquering it and managing to do even better is in our DNA and we need to reclaim our individual greatness instead of the negativity that gets poured on us daily from the media.