If a HELOC isn't an option due to Texas laws, you could consider a cash-out refinance with another property or a portfolio loan, even if you want to keep your current rate.

Creative financing options like seller financing or assuming a low-interest FHA loan can also help you secure better terms.

Another option could be a home equity line of credit (HELOC) if you have enough equity in your primary or second home.

Things like this are why it's important to work with a professional who is well versed in real estate taxation because the "common/simple" strategies taught frequently like BRRR or house hacking actually get fairly complicated when it comes to handling it correctly. 

Quote from @Chris Brewer: They’re actually asking more for the property that’s just the number I think I can buy it for.

The reason why I ask is because that could determine what loan options are available to you (and interest rates). 

Great option for buyers financing with VA, FHA, conventional, DSCR, or cash of course (no seller financing).The listing will be available starting in mid-February and most likely won’t be on the market for long so shoot me a DM for additional details and I’ll be happy to chat!

Let me know if you are interested in discussing this option!

created a free eFiling option for 1099s directly with the IRS.

Here are a few options to consider:- A percentage of net profits: - A fixed fee: - A combination: Perhaps a smaller fixed fee plus a percentage of profits.