In addition to using your own funds, have you looked into securing grants to "stack" the capital you have to still acquire properties?

If the mold is caused by a leaking pipe or water getting in from outside, then you should hire a contractor to stop that intrusion immediately, then dry out the home and remediate the mold at your expense.I also recommend reading and sharing the EPA Mold Guide.

My properties I acquired before 2013 are doing well.

After the property is acquired, during any 30-month period, the additions to the basis need to exceed the adjusted basis at the start of the 30-month period.What is the 50% of gross income test?

My guess is You will need to go through a foreclosure process in this situation as a legal remedy.

Lowering the primary mortgage payment is the ultimate goal, not acquiring new properties. 

By gaining insight into the investor’s goals—whether it’s flipping properties, acquiring rental units, or developing new constructions—the broker can tailor their approach and identify the most suitable lending options.Once the broker comprehends the investor's needs, they leverage their extensive network of private lenders.

I am looking to either buy land or a tax acquired property to fix and flip for my first deal.

Did you know that you can acquire your a primary residence from up to 1-4 units for as low as 5% with conventional.

Approximately 30% of this area is made up of vacant lots, creating a prime opportunity for real estate development.Griffin Modern is taking full advantage of this landscape, acquiring lots for under $10k and developing homes targeted at young, first-time buyers as well as investors.