@Ryshawn CousarHi Ryshawn - he's not entirely incorrect on the surface. 

@Jon Holdman It appears on the surface that the risk is lower on a vacant piece of land, but insurance exists for the things you can't see.

Its still a workout, especially using them on a vertical surface like this. 

You will get this later in life when you reflect, and realized that you have barely scratched the surface of this thing called life.So, while your contribution is welcomed, maybe practice on your delivery would be helpful. :)

And a 'bonus' on top of that for anything over the $25k.....I don't see anything wrong with it but mine is just a surface view - I don't have my realtors license to know what's legal and what isn't.

On the surface, this may not be as popular as the high turnover would call for prompter housekeeping and cleaning, but none the less, was an interesting concept.

While the Laminate is highly scratch resistant and water resistant with good resale value it does have an issue with spills being left on the surface for a period of time.

They can also be glued up if there is a surface underneath.

@Namit Raisurana, on the surface of it, are you sure you need to concern yourself over $3,500 (0.7%), when it'll get you double the amount you'd get otherwise?

On the surface it sounds like it should be doable for most portfolio lenders