If you fail to follow the rules, you may open your personal assets to a lawsuit.

That is not reflected in the lawsuits related to this issue.You make no mention of the escrow costs or tax implications or transfer taxes or scrutiny that is involved with a deed back.

My posts got me into a lawsuit, all the people want that are bringing charges against me was for this specific review to be deleted.

An eviction lawsuit is filed by the landlord to remove tenants and their personal properties from the rented property.

Shellpoint is smart enough not to double cover and try to charge for it.If you're just pissed you had to send it several times but it got taken care of ultimate, yeah it sucks but, you aren't going to prevail in any lawsuit.

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

That way a financially stronger party can't crush the weaker party in seeking "justice".Lawsuits, disagreements, kerfuffles or whatever you want to call them are life sucking experiences with no winners.  

It seems they are currently in a lawsuit, and I need to contact them regarding one of their properties. 

If you keep an open mind to house hacking meaning renting out part of your home or renting out an in law suite NOT just the traditional multi-family sense of the word, options expand dramatically.

Any phrases such as "finished basement or attic", "in-law suite/arrangement", "seller nor listing agent can confirm the legality of the basement/attic unit" are a few common ones.