Hopefully we have some bankers who are willing to weigh in on this.

www.costar.com/article/249461865/jury-finds-brokers-conspire...A jury in Kansas City awarded almost $1.8 billion in reimbursements to Missouri home sellers who accused the National Association of Realtors and some residential real estate brokerages of unnecessarily driving up the cost of home sales because of their long-running practice of buyer and seller agents splitting commissions.The more than $1.78 billion awarded by the jury will be trebled, or effectively tripled, so the damages total almost $5.4 billion, pending appeals.

Jury Finds Brokers Conspired To Inflate Commissions, Awards Missouri Home Sellers Almost $1.8 Billion

While the intent was good, you should have been more involved and the lawyer would have explained the variable rate when you signed the papers-along with your banker. 

In my state, I would go to court to have the place declared abandoned and be awarded possession thereby eliminating this risk.

Home to The Ohio State University with nearly 60,000 students, 5 Fortune 500 companies, over +25% population change since 2000, and the 2016 smart city challenge award winner (https://www.columbus.gov/smartcity/).

The bankers are still WINNING... in case you aren't paying ATTENTION?!

Brook,You can buy a Second Home/Vacation in multiple states you just cannot buy more than (1) second Home/Vacation home in the same general area.My investors take advantage of the 10% down loophole and its really just a matter of upfront planning with your Banker to ensure there is a proper plan in place. 

But in most cases if you use a "Seasoned" real estate agent and have a good Banker/Loan Officer we do the work for you to remove the stress.

I’m assuming you obtained this 6.4 cap rate from reliable sources such as local commercial brokers, bankers, other investors.