Long time ago I used to sell automobiles in a part of the city that was considered suburban heaven, soccer moms, big houses, nice yards...90% of our business came from this area.

The area is booming with Automobile Industry,specially coming from Japan, ad the offer of good and nice housing is way out of balance, so rents are in high demand and rent prices are quite high.

It’s important to understand that rent and buy decisions are often made in a matter of seconds by folks whizzing by the property in automobiles at 30 miles an hour.

My limit requirements are:Commercial General Liability Insurance$1,000,000 Each Occurrence Limit (Bodily Injury and property Damage) $2,000,000 General Aggregate per Project" $2,000,000 Products & Completed Operations Aggregate"$1,000,000 Personal and Advertising Injury Limit"Business or Commercial Automobile Liability Insurance$1,000,000 combined single limit per accidentWorkers' Compensation and Employers' Liability Insurance$100,000 Each Accident$100,000 Each Employee for Injury by Disease$500,000 Aggregate for Injury by DiseaseExcess or Umbrella Liability$1,000,000 occurrence/aggregateAm I asking too much?

Does a home loan lender get the same score and report as an automobile loan lender?

By the way - I suspect, but correct me if I'm wrong, this car loan doesn't show up on a credit report and is doing nothing to build your credit. 24% interest smells like a buy-here/pay-here lot, not a traditionally financed automobile loan.

Then the same with the automobile. 

I was listening on NPR how with software being an important part in cars, German, Chinese automobile co's are now setting up shop in the valley and cars are being test driven in San Jose & not Stuttgart. 

Think of it in terms of a automobile, what is a "crash"?

If you can afford $15000 cash, you can allow yourself to buy a $15000 automobile.