I have a pre-approval through First United Bank for mortgage no less than $40,000, and for anything under $40,000 I work with Oklahoma Credit Union.

You can also pay a trusted person using westeren union etc using credit card and then ask them to  deposit in your bank accounthttps://www.bankrate.com/finance/credit-cards/how-to-send-mo...Lower-cost alternatives for sending money with a credit cardMany issuers are introducing new ways for cardmembers to tap into their credit line to send money to friends and family.

When you do buy a property, will you be prepared to manage it properly and prevent major losses by making rookie mistakes in the most heavily regulated state in the union?

Hi everyone, Just joined today, and I'm from south africa Cape Town to be exact i think I might be one of the only ones on here.
Just starting out and looking to buy my first property soon... Just have to get my cred...

Yeah the credit unions I talk to are saying outside of a few folks, no one's doing much of anything and little to be underwritten.

Perhaps a visit to your local bank or credit union to see what you can qualify for is a good start.   

I’d love to utilize that loan again but was told I could only have 1 active VA Home Loan at a time For my additional VA loans, I used a local credit union that moved the loan to Citizens Bank, then Navy Federal, and Veterans United. 

We've got a national bank, a local credit union, and a direct-to commercial mortgage backed security.

You should have a minimum of $15k in reserves for repairs.Your challenge is 1. finding a place at your price point (you might want to branch out to Bayonne, Union City, West New York) and 2. finding a vacant place or one with renters paying market rent.

But, long term, you'll need to probably use a local credit union (or do forced appreciation with the bridge if its even possible)