I wouldn't say you are in analysis paralysis, per se, you are living a dream right now.  

I'm in SE Michigan and to get below 50k/door I'd have to go to some really lousy areas.

Below is the link:https://mccombs.qualtrics.com/SE/?

I know where the rents are higher and where they are lower and I could easily look up market rent if I found a fourplex.We don't have a problem with having jobs, per se, but I want to be able to be home with the baby, and my husband wants to be able to go and look at a property whenever we get a potential deal.

In SE Raleigh, a few years ago you could get property that would make the "2% rule" in decent areas.

@Brandon Schlichter , we average around 30% ROI in SE Ohio.  

But in time we will se for we all run into hurdles and it's not how big the hurdle is that should be in your mind but what is the solution to that perticular hurdle.

It's an extension of credit but it is not a loan, per se, since they did not give you cash.Balloon payments benefit the seller, not the buyer.

A deposit is an amount to guarantee performance, it's not a grant, earnest money per se, a down payment and ALL deposits are subject to funds being returned regardless of what you agree to saying it's not refundable in RE, if the judge says so!

Hi Cindy Margheim I found a duplex in SE Portland on the MLS last year that was under-valued.