On the rentals, I have the PM replace the filter every 3 months.I don't have air in my own home, but I replace the furnace filter more often than that in the Winter (I have dogs that shed).  

I can shed some light on Norway.Norway: 1.

I’m sure there are some barns and sheds in the mix but a good bit of cabins were taken out.  

@Hank A. check out episodes 112 and 103 of the cash flow ninja podcast....these help shed light on the use of whole life insurance as a personal bank to buy real estate

I think that something would be stolen if you left it laying out but garages and sheds are not being broken into.

Quote from @Edwin Epperson: The answer to your first question is yes, the answer to the 2nd question is "YO" (Yes and No).Based on quick number crunching, even with a yes and a yes (increased closing costs and increased carrying costs), the 79% LTV with equity holdback easily outperforms the 75% LTV typical scenario regardless whether it's a 4 month rehab or a 9 month rehab.Can you shed light on the expectation for a lower interest rate in the Rate & Term option? 

What happens to the plants in winter - do their leaves shed?

Sorry to hear.. trying to understand.. are you able to shed any light on the nature of the loss?

Can anyone shed light on their thought processes when dealing with these type of apartments?

Also, @Daniel McDonald might be able to shed some light here