I live in Northeast Philly and I haven't chosen a specific neighborhood to market for wholesale deals.

I have already chosen a career and am employed at an oil refinery in Philadelphia.

People paid good money for data on crypto.

It honestly never occurred to me to use or consider my chosen lender versus what the turnkey company suggests.

If corporation status is chosen, the default is C-corp unless you make a separate election to be treated as an S-corp.

. :) What part of NJ do you invest in and why have you chosen that area?

I took the gains and some principal from the sales and invested in various syndications - chosen for the quality of the operator. 

I have chosen a 4 part marketing approach.

To your final question: crypto is very volatile, yes.  

I confirmed in writing that company policy was to not lend to any federally illegal industries, and went a step further to say we will not lend to any crypto or similar industry that could be evading US banking restrictions (and thus BSA/AML regulations).In the end I was given a flat rejection by 3 major banks, 2 credit unions, and two online banks with no chance to explain my case before a credit union (who had told me no originally) saw the light.