Control over my family's financial future.Separately, my identity is tied to learning and improvement and my daily routine reflects it from the minute I wake up.

It's also useful to request that the applicant uploads / sends you documents proving their identity and their employment.

Once they are, your first step is to get them to text you his photo ID so that you know his true identity. 

MTM would appear to be that the LL can evict if a tenant refuses to sign a new lease that is identical to your old one (when the old one expires.)   

You're comparing the non-payment rates at two identical points in the rent cycle, so the question is answered:  are more people paying late in these times than normal? 

I just want to know if they're a legitimate business and I won't be the victim of identity theft or the like.

However, there are plenty of similar quadplexes to this one, in fact, on the street that this one is on, there are a whole bunch of them that look pretty much identical.

During the reservation process, identity and credit cards are captured, The same way the host gets reviews, so do prospective guests which helps with screening, so although not impossible, I don’t see it as highly likely for the AirBnB to be used as a party house.

It also pisses some people off when they learn that some cases of "identity theft" are actually identity confusion on the part of the credit bureaus.Debt Strategies addresses Debt Acceleration, Debt "Snowball"-ing (something promoted by Dave Ramsey and approved by the JD/CPA you saw in that presentation, Mark Kohler) and Debt Reduction (without bankruptcy).

Side by side, identical duplexes.