They have revamped their football program and are leveraging their differentiation.

The only reason FHA would be different is the low amount of equity you start with.

I would differentiate mine from the others in the neighborhood by doing something special like offer to pay for a Uhaul for a day for the move, or free TV with a one year lease contract (TV's are cheap now, but you could make it a tablet, or whatever),  or offer a one day certificate to the spa to rub out those sore muscles after the move, restaurant gift certificate, whatever appeals to you.  

Yes,  a "cash"  position is an advantage for sure and something I wanted to have in my pocket as a differentiator.  

Most of what I am reading seems to support the 20 degrees split differential.

That might be different.  I

If you have a list of zip codes that differentiates the types of neighborhoods and how the rental market is (great, good, mostly good, avoid) that would be ideal.

Maybe there is something different I am unaware of.  

"Insulting" is something totally different.  I

@Luis Barberi So you and I are different.  I