We budgeted $67,000, which included a 10% contingency, for rehab of the interior and exterior and ultimately hit the brakes at $65,000.

Are the units stacked on top of each other or townhouse style and is parking with a pad or have a carport or a garage??

If the trustee fails to respond, you need to get an attorney in the loop, no time to learn how to put the brakes on and force a payoff!

By October or so, we should have enough padding to put 20% down on the kind of property we want while maintaining the same level of savings.Earlier this year I couldn't find many banks that were amenable to loaning against our cash b/c of my tepid credit score, particularly since we are very interested in 4-family buildings.

If you have carpet in the basement, you will want to pull that back and most likely remove the pad to aid the drying process.

I decided against stainless after seeing so many used stainless fridges & stoves that had been attacked by brillo-pads and had terrible scratches all over.

I would love to have a place there to rent out part time and use as a semi-retirement pad in the future. 

I contacted the title company to have them try and find the agreement.  10k is a rough estimate because the shed is attached to my garage and it's also on a cement pad.  

Also, how do you brake down how much they would receive with taxes in the next year?

It's a way to pad in extra money for your buyers and keep them getting there cut especially early on in your wholesaling career while your rehab costs may not be pin point accurate.