Collection agencies cannot initiate an item on a report, they can only buy existing debts which have been turned over to them or which have already been written off by the creditor and which they have purchased, and can post updates to such existing items.Items typically drop off the report after 7 to 10 years with no activity and even if they don't, at that age, they are irrelevant.As long as the item met all four criteria at the time it was reported, it can validly remain in the report.

I would replace the entire door with a different model that's solid metal on the bottom half.

According to what scholarly publications is second hand smoke not toxic ?

Is the kind of mold they found, the kind that is toxic?  

I think the discourse was becoming pretty toxic. 

For clarification, we're asking for input on how to break the barrier of entry, not proof-of-concept (in this particular case, the entry is the hard part).The Property:Located in a very rural, small California townOver 100 years old16 hotel roomsOnsite restaurant and separate bar (full commercial kitchen)Attached owner´s apartment (not clear on size or configuration)Additional structure on the lot, configured as a metal shopAsking $395,000Our Assumptions and Estimates:The owner is retiring (her husband died in 2010, she is of advanced age, and they have owned the property since 1996).The mortgage remaining on the property is $222,000 (according to LoopNet - can anybody tell me whether this information is typically reliable from there?).

Real estate, farmland, precious metals, etc.

They might be stealing them to sell for scrap metal.

Another issue seems to be the smell - very strong and toxic smelling, and I worry about the odor lingering.

There are things insurance excludes like flooding, toxic spills, sink holes, earthquakes, unless you buy a ton of special (and expensive) riders for your policy.