@Joseph Bass   YES Paying Cash for the whole deal@Andrew Zannotti  Paying cash so no mortgage, but yes you are correct I should plan for vacancy rate of 5% in, maintenance and CAPEX ( they have roof expense coming in 5 years which will be an assessment of 20,000 )A question Andrew: I am first timer so I don't know much hence request you to please guide.

I have most of my soft costs figured out and have a piece of land I'm ready to go under contract on and have vetted.

Let's say you purchased a 4 unit and let's assume you accurately forecast the financials and rehab:50k purchase w/30k rehab (+ soft costs, holding costs etc.)ARV is 100k Purchase and rehab funds come from hard moneyAfter your rehab, stabilization, and seasoning you refi in 1 year @80%.

But our government specializes in soft power, so I don't think it would come down to that anyways.

So does any have any experience with freedom soft?

I also learned a lot of lessons, we kept expanding and building more and had no idea that the market could go soft.

I also remember do a search on my website address within google and finding a post in a bass guitar forum from a guy that got a yellow letter from me.

In the meantime am enjoying this (possibly temporary) soft spot.

If they speak softly, you should too.

You can get vinyl floor which uses a pressure adhesive and the planks do not ship-lap or interlock; this allows each plank to be pulled-up/replaced without disassembling the entire floor.In (converted) houses, I tend towards hardwood (engineered or traditional), a good quality laminate, or ceramic/porcelain tiles (if the subfloor is stable enough).In {older}, stick-built multis, you are often compelled to use soft flooring options (carpet, vinyl, linoleum, cork), particularly in bedrooms and living rooms, due to sound transference.