I might see if my contractor might be able to assist with something like that first, however (lower cost I'd presume).

Here are a few things to look at:One option is to look for a local lender who will do a portfolio loan or a "bank statement" loan - presuming that they deposited their unreported income in a bank.Another option is to start reporting ALL of the store's income. 

This is definitely time that I have to devote to the business.However, unlike J, I do not yet have dozens of businesses (yet) and I do not earn (I presume) well over $250 per hour on my time leveraging my businesses and other assets. 

He presumably assumed that I wouldn't travel there to check it out or if I did I wouldn't know good from bad anyways.I told him hey it sounds very attractive and suprt profitable, and he said great let's get started.

If I'm understanding this correctly, you buy a distressed property on the cheap (presumably with cash), rehab it and average 50% increase in equity, rent it out, then do a cash-out refi.

So in the future, if you may be selling, hold off on challenging the assessed value as the money you save in real estate taxes may not be worth the drop in presumed value when a buyer sees the lower assessment.  

During this analysis, I presume you knew the current rents of the tenant and what your business plan required to support your purchase decision.

Thereafter, the Underwriters engaged the services of McLarens Global Claims Services to inspect and photo-document the property; the Adjuster presumably submitted an investigative report to McLarens (“Report”) which was presumably passed up the chain of command to someone in the Underwriter’s office.On or about May 1, 2014, I received a certified letter from McLarens stating that the Claim was denied by the Underwriters.

People presume you need to ALWAYS own your own home before investing in rentals.

And quiet enjoyment is presumed, normally, even if it's not in the lease.Sorry you're dealing with this.