Do they not have access to the more sophisticated investors?

. - get a retirement pan - depreciate auto and take mileage deduction - put kids on payroll with IRA for kids - get home office deductions- if self employed, pay insurance via Scorp ( also other fringe benefits)- more

I also imagine any seller of that size would be sophisticated and put a non-assignment clause in the contract.

I just thought that I would go ahead and build a somewhat sophisticated Spreadsheet to continue your discussion.

IMO, Personal Capital is more sophisticated than Mint (haven't used Mint in a while, so it's possible it has improved).  

that could buy me 6 months for my gf to get some payroll history from her new job and get our credit fixed up and would also get him out of the mortgage payment. win-win situation if he goes for it. my only concern about that is the divorce issue. so we'll see what i can work out, gotta get creative

These common contracts take place in the daily flow of commerce transactions, and in cases with sophisticated or expensive promises may involve extensive negotiation and various condition precedent requirements, which are requirements that must be met for the contract to be fulfilled.Less common are unilateral contracts in which one party makes a promise, but the other side does not promise anything.

Wonder how everyone's going to react to the new payroll deduction.

They are sophisticated and have very large teams of people with very fancy degrees who study credit card spending behavior and patterns.  

Able to produce the 2 most recent payroll check stubs dated within the last 45 days.b.