We have a lease break fee that they can execute at any time, so, we guide them towards that. 

I've never even been to Texas and I can seen the appreciation and economic growth - might need to take a trip there  The Texas property tax sales comment is specific to Texas.  

I'll also check out some of the guides listed here by @Austin WolffAppreciate everyone taking the time to help out!

Quote from @Rich Davis: Read the HUD guide.

They are your guide through the process.

thank you for the input those two are the most popular, I use them all the time for vacations and day or two trips, 

Once I gave in and bought a few only to not have assistance and no clear direction so frustration took over and I was still learning but needed direction, I finally found a group of investors to help me,  guide me,  and teach me the ins and outs of the industry.If I am not working deals learning the ropes or watching videos for extra information in real estate investing you can find me at my full time career as a Auto Injury Claims Specialist with big red.

@Rene Brodowsky appraisers, like most workers, will take the path of least resistance if allowed.Appears they are using an AI system to valuate your home.As suggested already, you may want to request an actual appraisal, which you will have to pay for, and send your own comparables to Huntington Bank to try to guide the appraiser.Otherwise, you may need to try a different lender.

Your comment you didn’t buy insurance tripped my curiosity.  

I have an REO broker with over 15 years experience to help guide you through the process if you have not done it before.I'll work with you on ensuring everything the Am's are lookimng for is addressed in your resume.If I do not get you listings it does not cost you anything.