I have grey ones on the towel rack when guests arrive but have white stashed in linen closet. 

They were looking to see if any of their stash was still there. 

Secondly, I wasn't trying to say he should stash his cash under his mattress.

If so, I think this would be a reason brrrr is better in the long run for those that don’t have a large stash of cash?

As long as I can remember where I stashed the box every 6 months or so there just seems to be enough in there to buy another pig.I still live in my own home but when I remodeled it years ago I did put the master on the ground floor and put 36" doors in so I wouldn't skin my hands wheeling the chair around. 

I would vote for option b, but for now stashing your cash in a bank account while you do the proper research!

I'd recommend you stash 6 months of your mortgage anyway to to play it safe.

Also, that being "debt-free" for lack of better words, is equally as bad if you don't have enough "ohh crap" money stashed away?

I was in this stage in my late 20s through my late 30s.Stage 2 is one where the investor, while still willing to consider some outsized risk for the shot at home run type returns, is more selective in choosing investments and less willing to utilize high LTV high cost loans without having a “reserve” of cash stashed away just in case.  

. - First off congrats for getting such significant savings stashed away!