Yeah, I get the infinite banking principal and see many others leveraging the concept. 

I am above 50% on standard Visa/MC, below 50% on Amex, and about 0% with anything that is like a local credit unions. 

I've been intrigued by the concept of buying small businesses a la Codie Sanchez, but it seemed so foreign to anything I'm familiar with I just focused on RE. 

It was a standard loan.

Charlottesville permitting is usually a nightmare and I can tell you that if you are trying to do something like that fully up to code then the city's standard is going to be more or less the same as a normal house/structure.

All the same rules of a standard DSCR cash-out refinance would still apply.

Since posting your listing on multiple platforms had no downside for such a long time, this "post your listing on every platform because why not" became a standard of how to run your STR.

One of my favorite authors, Nicholas Nassim Taleb, sold me on the concept of Skin in the Game and holding all pundits accountable for prior predictions, myself included. 

You should be able to balance paying down your home quicker than the standard 30 years while still investing in real estate, so instead of 1-2 a year, maybe 1 every 2 years?  

Unfortunately, the price is pretty standard (average) for the Cascais Centro area and we had already worked the owner down from 1200.