I need advice I currently work in the oil field and money isn’t really a big issue I’m just trying to start off and need advice any help ???

Our painters used Zinsser cover-stain oil based primer.

The original heavy quartersawn oak trim was also replaced with cheap finger-jointed pine molding, also painted in oil-based gray. 

What you are referring to Linda applies to an IRA, but not to a Solo 401(k), due to the exemption 401(k)'s have.

Oil tank is properly decommissioned.

They did an oil tank sweep and there was no tank residue or history, so that was a plus.

The oils are messy if spilt but the major issue is it will set of smoke detectors.

Still I agree, no reason to cave on this or anything.Vaping leaves the resulting oil behind in which case can develop into what’s called “ popcorn lung”  in a person from it being trapped in their lungs . that residue in the air is sticky and gets all over the place and of coarse the hazards of a potential  fire .

Only thing I would say though is don't focus too early, meaning know whats out there, question a lot of things and  know why you are focusing on say large Multi-family vs oil and minerals.

Regional banks and credit unions are generally the best places to look, and HELOCs vary greatly by lender... it's not like the Fannie/Freddy stuff where you jump through all these hoops to shave 0.125%, it'll be easily 0.75% or more of a spread between lenders.