Not deal breakers.I'm currently an active retail mortgage originator, amongst a couple other things, but Its been my experience that working as a wholesale account executive from 2000 until 2016 and being on the backside of literally thousands of loan closings since the inception of the newest regulations that I can recall only one instance of a set back caused by cents on a transaction, but that was early on in the Dodd/Frank era and was the result of software, that was subsequently fixed by an addition 3 day waiting period, because that was the safest play for the lenders ***.The take away here, again just in my opinion, is on the front side of the transaction, write the offer at whatever it takes to get the contract done, then hand it off to your favorite lender...they'll figure it out. :)

Make sure the house will fit within it’s setbacks at the new lot and that utilities can be accessed but before all that trouble can the house actually make the journey there.

Just out of curiosity what were some of your lessons learned as far as unexpected setbacks ultimately delaying you from listing the property for 5 months?

Oops now the roof is bad and the furnace set back your capex saving plan and you’re deep in the red now?

They can tell you minimum lot size, set back requirements, etc. and the procedure to follow if the lot is allowed to be subdivided.

If you're trying to market to investors and developers you need to understand how to run a pro forma and do some calculations instead of just forwarding newly listed properties that don't even pencil out.For development, you will need to understand even more the due diligence developers need to evaluate or do before building--soil report, survey, civil engineering, zoning, set backs, FAR.

I've also filed a complaint against him with the Michigan Department of Licensing and Regulatory Affairs (LARA). 

There have been missteps, there have been setbacks, and there have been a lot of possible stumbling points that we've moved past.

What's RM-4 zone specifics, density, setback, heights, parking?

In your state that means about 60 loans or about a $1,500,000 in loan volume because of the higher regulatory costs.There are other solutions for smaller operators.