Quote from @John Friendas: As a person with an average salary, I was wondering what the maximum amount of DSCR loans a lender would give out would look like?

Personally, all of my units are full and have stayed full, no one is even late with rent much less behind, and no one is moving.

I personally think being a landlord in Chicago is easy and I have never had an eviction. 

I’m not convinced it makes a real difference unless a person has a unique setting.

Personally CA scares me. 

Try being an agent, your phone number is EVERYWHERE and you get targeted by a whole industry that wants to sell you the latest gimmick.Here is what helped me.I answer calls and when it's a telemarketer I will interrupt them and say very friendly (because I don't hate the poor person who gets paid to do this and coached to be ruthless): Hey, so glad you called, can you do me a big favor? 

You’re still going to be personally sued when something goes wrong. 

You look like the kind of person who is going somewhere.

And I seriously doubt any non profits are money laundering, but then again neither is Joe the Barber LLC or Betty's Property Management LLC (which, especially if they are Single Member LLC's--which flow to the 1040 without any tax return for the entity--are already identified to the government computers at the IRS.If you want to swim with the big fish you have to get wet.Maybe the resident agents will offer to fill this out as a service for $50 to $100 (???)

Now, this was all done with someone's private money so is it private money or hard money?