But it sounds like you should also balance your decision on what fits you and your families preference and style since you will be using it personally. 2.

Whether the seller was open to a buyer commission or not, I wouldn't put an additional cost into any personal purchase.  

As a disabled person, I want to be in real estate, but I know I am limited. 

I am really interested in meeting any in-person groups in Boston (now-May) and Chicago (September-Onwards).

A FHA 203k Loan is where the purchase price and rehab costs are rolled into a single loan.Assuming you have a respectable FICO you can buy, with a FHA Loan (3-5% down, a 30 year amortization schedule, and a residential loan rate) AND because you closed personally, you will not have Asset Protection, in the form of closing in the name of a LLC/ LLC taxed as an S Corp, or an S Corp.

Not sure if they have upgraded to desktop appraisals but if they are still doing in person appraisals , make sure you get everything (scope of work, good faith deposit, social, LLC docs, insurance, proof of prior experience, financial statements) in ASAP.

I only spoke with one person so far and they scheduled for more information gathering/ rental investment calls from them this upcoming week.

In person is better than over the phone if possible, as I have been told by annoyed or lazy clerks "NO STR allowed" as that was the easy button to get me off the phone, or if they are anti STR. 

With a loan, a person takes on a Debt Obligation. 

Also, the transunion credit and background check is almost $50 per person.