Our property was in Michigan and had sub-freezing and occasionally sub-zero temperatures, so 60 degrees is a nice spring day.FWIW, wind chill is how cold it feels to a human.  

I do have interior design degree from London Metropolitan University, UK.

Ensure the tenant keeps the property at 60 degrees Fahrenheit or higher.3.

A private lender would be very pleased with that degree of "skin" in the game.  

I have a master's degree in Nutrition, though I don't practice anymore.

I just finished university with a degree in Economics (23yo now).

To a degree I lucked into the 2 buildings so my biggest question is the title.

I actively pursued personal growth by enrolling in college and graduating with a Bachelor's degree in Criminal Justice from Southern New Hampshire University (January 2025).

This isn't like having to pay for a college degree or some certificate.  

How we are mitigating the high rates to some degree is that once we have a property under contract, we solicit interest rate buy down options from multiple lenders and go with the lowest rate.