Over the past several years it has seem there have been more and more options.

Quote from @Catherine Ding: My PM company is offering to do it for a high fee of $100/month so I'm trying to find alternative options.

I've been at this a while and have over 70% equity in my combined portfolio, and I'm over 50 years of age, so I don't look at creative financing options. 

@Nate MarroquinYou're in a great position to house hack before your income increases, and you have multiple financing options to make it work.

Financing & Loans: What are the best loan options for short-term rentals?

As long as you are getting market rent or better and have great options to terminate contracts as needed in case they fill with bad tenants, poor management of your property, etc. it seems like a viable option for passive investing.

Solid curtains, water fountain in the backyard, adding trees at the property line nearest the freeway, white noise generators are all other options.

Your strategy could change the best loan options for you.

Buy-in is often more conducive than other more saturated markets and there's such a wide variety of options to choose from. 

Assuming you go the HELOC route, another option to reduce your costs assuming you have decent credit is to look at credit card balance transfer promotions.Back in 2003-2004 I had HELOCs on my investment properties and interest rates were increasing.