The main property will be my primary residence.My biggest question is, what kind of foundation would you use, (that is to code and will pass inspection/permits in Charlottesville) that is either relatively easy DIY or cheap to outsource.

Is it appropriate to ask if someone is willing to pass on a purchase & sale agreement template they use?

However my wife recently passed away and I had to move in with my in laws because of our 2 young babies. 

@Jonathan Taylor yea I agree this deal will not work and I will end up passing on it.

However, participating in a syndication or fund tied to real estate activities might help if the income flows through as rental or pass-through income.

Instead, if you you can "pay up" (pay more) for the asset because you have a predetermined disposition then you should pass that capacity to pay to the bank to get the deal done.

The State of New Jersey has just passed a bill that would ban the conversion to condos for all housing only in Hudson County.

I think this is the first step so they can know who has the lead pipes before they pass a local ordinance to require the replacement at the property owner's expense.It's a "first registration, then confiscation", of sorts.

We had to wait out the First Look period, but once that passed, we secured the property below market value.

Maybe a property or two they'll do the whole comp analysis with the contracting bid and deliver it, but if you pass twice do not expect them to answer much anymore.I use wholesalers for 85% of the deals I source.