This only really matters if you plan to buy a house again soon...within 9-12 months4.

You'll find that your best talent is already working at another lender or is planning to transition to the broker side. 

It’s great that you’re cash flow positive and planning your next move.

I would buy a deal that at least minimally cashflows (they exist) and then plan to refi in the 18-36 month window.

However, are you planning to do a 1031 exchange, or is this a primary residence? 

My recommendation to serious real estate investors is buy an opportunity in any segment, do the math (it's all about the ROI; some investors fall for the 'commercial' is more prestigious chest thump to find that losing money isn't very prestigious at all), and plan on proactively running a business. 

I’m based in Utah and plan to invest in long-term rentals in UT, OK, and/or TX.

Quote from @Jorge Torres: Hey @Isaac Terry, My question for you is: Are you planning to buy and manage the property yourself?

I tried to use an app called melio to pay some of my contractors with a credit card and it cost me more headache than planning for my rehab project.

That could be your PM company if you plan to hire one.