But governments lack creativity, instead favoring quantifiable and uniformly applied standards, and given our affinity to currency it's no surprise that the default yardstick to measure how much you know would be how much money you have. 

Think globally: There are overseas investors who would be happy just to not lose value on their investments, due to local currency instability and inflation. 

Because of the laws and different currencies I don’t think Refinancing my money out will work.

The people at the top have no interest in protecting the peoples interests, or investors interests either, and if the currency ever crashes, they are the ones that own all the gold.

IMO these changes will be first and foremost about the US dollar's role as the world reserve currency, but there is much conjecture in this space.

Otherwise, the value of the currency falls leaving to inflation. 

Quoting a recent news report (link at bottom of post): "The existing guidance, IRS Notice 2014-21, said that for the purposes of federal taxation, virtual currency is property.

Obviously a protracted recession, the rise of another reserve currency, our aging population doesn't help things at all, the Fed stopping its balance sheet reduction.

And, some countries are currently excluded from bank financing due to their currency trading restrictions placed on financial institutions. 

I still have currency from Zimbabwe from a traveler who gave it to me.