Relatively small amounts of interest income ($1600+ per year) is the highest taxed form of income I have found if you have kids at home.After earning a few grand in interest, It takes away my child tax credits and gives me an effective tax rate of 70%.   

If I didn't have to use credit for a portion of the course cost ($7k) and marketing costs ($1k/mo), I would do the course. 

Get a line of credit from a bank that leverages your equity without refinancing the properties.3.

Look at it more like a credit card.

Take out an equity line of credit on the property that can be sides as the down payment for the primary residence.

Interesting city with a lot of rich history and beautiful architecture. 

The Retainer Fee is credited towards whatever they buy from us in the 90 days, so in effect, costs them nothing.Note: we're not doing this to make money, but to avoid the time-wasters.

Yes, but the 3rd option is I pay the remaining seller note principle in cash via my own savings/lines of credit. 

For a cash out refi, you are generally limited to 75% LTV and rates right now are in the mid 7s for good credit and a DSCR over 1.0. 

I racked up debt, at times putting expenses like property taxes on a line of credit.