Decent purchase price to rent ratioSome of the areas I'm looking into are:HaywardSan LeandroOakleyConcordPleasant HillBrentwoodTracyMantecaTurlockModestoSacramentoMy concern about some of the areas specifically in the Central Valley (often recommended here on BP) like Fresno, Turlock, etc, is that looking at numbers the appreciation doesn't seem to meet the mark for me (purchase price to rent ratio is decent, but equity isn't very good), so I'm generally focused more on the SF Bay Area.Any recommendations on cities or areas would be extremely helpful. 

Common fees will include a set-up fee, a leasing fee for each turnover or a lease renewal fee, marking up maintenance, retaining late fees, and more.

Were you not able to sell them before the two year mark up?

Quote from @Mark Munson: Hi @Nolan Dalton      As others have said, there are plenty of DSCR lenders out there.

Here's another video worth watching - from Mark Ferguson on the InvestFourMore YouTube channel:Did Clayton Morris and Morris Invest Scam Turn-key Real Estate Investors?

OOS investing is definitely not as easy as it looks - it's not click on the Zillow button like you're buying index funds (it may have been in 2008 to 2021 but not in 2023 going forward).  

This may help too..https://help.pricelabs.co/portal/en/kb/articles/listing-mark...

@Matthew SamsonMaybe a little early but dont let that stop you from learning the tax code that will apply to you when you have your rentals.Like Mark Kohler say; you are the captain of your ship!

Congratulation for the 1 year mark. 

I don't recall speaking to someone who might have been from overseas.I watch alot of content from Clint Coons, Toby Mathis, and Mark Kohler on the topic.