This certainly clears up a lot of concerns the noobies entering the notes space have.keep in mind this is Specific to California and each state is different.. for instance Oregon you may not fractionalize a note I learned the hard way on that one since I spent a decade doing them in CA It did not even occur to me to check with Oregon regulators and they hammered me and gave me a cease and desist.

In addition their are additional fees such as errors and omissions that occur on a per transaction basis.

Many months of rates moving at most a few basis points a week morphed into dramatic, massive movements—with bigger changes sometimes happening in one day than had occurred in quarters or years prior.Real estate investors navigating the challenging market of 2024—with mortgage rates still at elevated levels—are at an advantage when they can lock in financing terms or plan purchases while DSCR loan rates are favorable.

Many prefer white because it looks upscale and like a nice hotel, but lots of hosts have been moving to light gray to help with the staining and spots that can occur.

Brand new roof and each unit is good in terms of renovations. water heater from 2017. only concern is HVAC system is 14yr old, that’s the only potential cost that i see that could occur within the next 3-7yr.

"Blocking the market" only occurs in the commerical insurance world - not personal lines.2.

If you are setting aside funds for capex, taxes, insurance, or other expenses that don't occur monthly, transfer those funds to Savings each month and hold them there until it's time to spend them.

@Paul SofiaI don't know - certainly SOME manipulation, but also a lot of free form nonsense occurring too. 

- It gives you peace of mind to know that should a loss occur, having funds readily available to replace lost items will reduce the strain on your relationships.- It’s very inexpensive and easy to obtain a policy.

Start today, before the problems occur, and your life will be so much easier.Do yourself a favor: buy "Every Landlord's Legal Guide" by NOLO.