That causes me to be concerned about the type of insurance you have on the property if you ever have occasion to file a claim.

Antique furniture, really nice one-of-a-kind artwork and wall hangings.Now if the guest mentions a birthday/anniversary/special occasion etc, we will leave some treats, even beer, wine or champagne depending.....There is no set way to do it, just go with your gut......what would you want to see when you walk in the door?

If you are farming foreclosures or people in general, consider using an oversized envelope that looks more like a birthday card or card for an occasion. 

I can't think of any savings account that would guarantee 4% compounding growth, and for what it's worth, banks hold more Life Insurance than any other person or institution for similar occasions as the one you're asking about.

Buying a tenant occupied house is rarely successful, most of them stop paying as soon as you close they might have a prior agreement with the seller or just jumped on the occasion, when investing out of state always pick a vacant house and make sure the tenant is properly vetted by your manager. 

This is the rare occasion when the only lesson to takeaway is to offer on houses when they look too good to be true.

But I do get other renters from other sites on occasion.

The tenant is a cool enough guy and I have talked to him in passing on multiple occasions.

You got  a B not an A on that unit on some occasions. 

I have on occasion myself attempted to mention this in the threads in hopes that more educating will occur, but those responses are usually overlooked and go unheard in the midst of the melee.There's no doubt that wholesaling is rife with ignorant as well as unscrupulous people because of the low barrier of entry and the gurus who are out to make a quick buck by making it seem like you can make a quick buck.